00 (2% Cash Back Credit) in Grocery Store Purchases you make, up to a maximum of $6,000 in Grocery Store Purchases and for a maximum Cash Back Reward of $120. The Functionality of a Line of Credit Combined With the Convenience of Credit Card. Earn 1. RBC Visa Classic Low Rate Option ; RBC Visa Classic ; RBC Student Visa Classic ; RBC Visa Classic II Student ; RBC Visa Gold ; RBC U. 99% if you reside in Quebec) on cashYou will earn i) $2. The fixed percentage rate of interest above Prime Rate will be determined based on the information you provide in your application and information we collect from other sources, including creditRBC Visa Classic Low Rate Option ; RBC Visa Classic ; RBC Student Visa Classic ; RBC Visa Classic II Student ; RBC Visa Gold ; RBC U. 00 back for every $100. CIBC Select Visa* Card. Balance Transfer Promotional Rate Fee: Up to 3% of transaction amount; Dishonoured Payment Fee: $45. RBC Advantage Banking; RBC Day to Day Banking; RBC No Limit Banking; RBC No Limit Banking for. You will earn i) $2. Card Highlights. Scene+ points can be redeemed for free movies at Cineplex theatres, food and drinks at multiple restaurants in Canada, and many other rewards. Rate Purchases: 19. Dollar Visa Gold. S. 00 back for every $100. CIBC Select Visa* Card. Low fee. Unlimited debits in Canada. Coverage ends, individually for each covered person, on the earliest of: 1. S. Earn 3X Avion points for every $1 spent on groceries, gas, dining, food delivery, rides, streaming, subscriptions, digital gaming and more. RBC Cash Back Mastercard, RBC Visa Classic Low Rate Option, RBC Visa Classic, RBC Student Visa Classic, RBC. 95: $0 (save $131. Complete offer eligibility criteria by March 29, 2024. Interest Rate: Annual Fee: Maximum Credit Limit: RBC Visa Platinum: 19. 11. Clients holding RBC personal and/or business credit cards will be able to conduct transactions to a maximum of your account’s credit limit or TT $51,000 in forex, whichever is less, per calendar month Private banking clients will be able to conduct transactions to a. For a credit card with a limit of $3000, the most you would be able to withdraw is $900. No annual fee. You can apply for a credit limit of up to $10,000. CIBC Aeroplan® Visa Infinite Card. Avion Premium. 00 (1% Cash Back Credit) in Net Purchases you make. Stay connected with a complimentary Boingo Wi-Fi account 6. Purchase Rate:20. Additional Card: $0. Annual Fee: $ 25 BBD. Annual Fee: $0. There are no blackout dates or advance booking restrictions, even during peak periods. 1. Exclusive to RBC cardholders - Get up to 10% back with your eligible RBC debit or credit card 1. RBC® VISA® Classic Low Rate Option Apply Now. At a glance: For those who are carrying debt, a lower interest credit card is an excellent tool. Important Notice: RBC Visa Cardholders OCT. 99% introductory interest rate for the first 10 months on balance transfers and cash advances. Card Details. A Classic low annual rate credit card from RBC. Card Details. Single Trip: Ages 65+. Cash Advances. Skip to main content. 25 Avion points for every $1 spent in net purchases with your card, on up to $75,000 per year 2. RBC Virtual Visa Debits, RBC Royal Bank loan payments, RBC Royal Bank mortgage payments, pre-authorized and self-serve RBC Royal Bank credit card payments and contributions to RBC investment accounts (such as GICs, Royal Mutual Funds, Registered Savings Plans, Registered Education. Earn 1 RBC Rewards point for every $1 spent on gas, grocery and drug store purchases 1; Earn 1 RBC Rewards point for every $2 spent on all other purchases 1; No annual fee; Annual Fee: $0. 99% interest rate for all transactions. Connect with Us. 99%). 5% Cash Back Credit) in Net Purchases you make (including pre-authorized bill payments), up to a maximum of $25,000 in Net Purchases per Annual Period and for a maximum Cash Back Reward of $375. Looking for the right credit card? RBC Royal Bank has a wide variety of credit cards, including rewards, travel, cash back, low interest and more. Low effort – get a professionally managed portfolio of ETFs created for you. RBC Visa Classic Low Rate Option: English. A credit limit of up to $50,000. 9%. 00 (1% Cash Back Credit) in Grocery Store Purchases you make in excess of $6,000 per Annual Period, unlimited, (iii) $0. 99% fixed interest rate. 00 (1% Cash Back Credit) in Grocery Store Purchases you make in excess of $6,000 per. RBC Staff VISA Gold Expense ; Business Credit Cards: RBC Visa Business ; RBC Visa Business Gold ; RBC Visa CreditLine for Small Business ; Business Cash Back Mastercard; Cards. 50TTD. Royal Credit Line for Students 23. If you have any questions about your card, please call us at 1-800 ROYAL® 1-2 (1-800-769-2512). $20 No annual fee for the first year. Get the RBC Visa Classic Low Rate Option Card to benefit from a reduced interest rate on your purchases. “ Eligible Avion Rewards Core Product Account Client ” means a client with sole or joint ownership of an Avion Rewards Core Product Account RBC No Limit Banking RBC Shoppers/ Pharmaprix Optimum Banking Monthly Fee: $10. Purchases made with this card are covered by purchase protection and extended. Additional Card: $0. With the RBC Caribbean Airlines Visa Platinum. Choose one of eight eligible charities. 99% Annual Fee: $20. Choose one of eight eligible charities. The date your RBC credit card account is cancelled. 95 Eligibility: Credit card + Investment + Mortgage8 $5. Get a statement credit on your first $250 of qualifying purchases, and 5% on the next $1,250 of qualifying purchases by Jul. *. Receive 35,000 welcome points upon enrollment 1. †. RBC Visa Classic Low Rate Option® — a credit card with a $20 annual fee and fixed 12. 99% means you don’t have to worry about fluctuating interest rates like many low-rate options. . N/A. The credit limit for this credit card ranges from $5000 to $10000. Find a Branch; Call 1-800-769-2511; Email; EN. Current Interest Rate (for purchases and cash advances) New Interest Rate3 (for purchases and cash advances)For RBC Royal Bank credit card customer service, please send us an e-mail or call 1-800-769-2512. Build your credit history on a strong foundation. a. 25 RBC Rewards points for every dollar you spend. I check my chequing account and I've only recieved one refund. **Annual fee is charged monthly. RBC® VISA® Classic Low Rate Option. 99% (26. From office supplies to client lunches, you earn RBC Rewards points on all your RBC Visa CreditLine for Small Business purchases. ^. Income Requirement: $60,000 Personal, $100,000 Household. Unlimited withdrawals in Canada 5, including ATM 6, debit transactions and bill payments. The limit is based on the deposit made and ranges from $500 to $10,000. Save up to $24 per month on your account fee if you have multiple RBC bank accounts or $22. spend $1,700) in the first three months after approval * (Offer expires January 31, 2023). You will earn i) $1. 99% CAR; $20 Avion Rewards is for you! Here’s how to qualify for each membership level: New! Avion Select. 95 $10. Get 35,000 welcome points when you apply by 16 September 2022, get approved, and get an additional 20,000 bonus points when you spend $5,000 on eligible transactions within the first 6 months of account opening. We offer banking accounts, credit cards, loans and more. *At age 66, Total Disability and Job Loss coverage ends and your monthly premium will be reduced to $0. The Scene+ Visa Card is one of a few credit cards you can use to earn Scene+ points. $39. 99%. Pros and cons Here are the major benefits of an RBC Visa Classic Low Rate Option credit card: Low interest rate Low annual fee Partner integration benefits (fuel savings at Petro. Rates will increase to 24. 99% *. RBC Visa Classic Low Rate Option ; RBC Visa Classic ; RBC Student Visa Classic ; RBC Visa Classic II Student ; RBC Visa Gold ; RBC U. S. 00 (1% Cash Back Credit) in Grocery Store Purchases you make in excess of $6,000 per. 99% *. Call Collect: 1-506-864-2275. RBC Visa Classic Low Rate Option Card. Welcome. Earn 5,000 Welcome Bonus points. Credit card fee waivers. Enjoy a suite of premium insurance coverages † – including Mobile Device Insurance 3 and Emergency Medical. There is a low-rate option that goes with an interest rate of 14. Earn 5,000 Welcome Bonus points. Enjoy luxury travel benefits and exclusive privileges. Cash Advance Rate: 25. Cardholders enjoy purchase security which protects eligible items against theft or damage for up to 90 days following purchase. Price protection. 00 102, no minimum balance required. Learn More. Apply by December 6, 2023. Unlimited emergency medical 2. Cash Advance Rate: 22. Get valuable insurance coverage such as purchase security/extended warranty insurance 5. S. 95 Eligibility: Credit card + Investment + Mortgage8 $5. RBC Avion Visa Infinite Privilege for Private Banking $399 $99 21 19. Royal Bank RBC RateAdvantage Visa Lower Interest Rate, Higher Savings. RBC Visa Classic Low Rate Option. 99%. 9 percent. Low competitive interest rate. Apply by November 27, 2023. S Dollar Visa Gold. Cash Advance Rate: Prime + 2. † • Earn 1 RBC Rewards point for every $2 CAD in purchases. If your RBC Royal Bank credit card number changes for any reason before the expiration of the offer (for example, you change your credit card to another type of card), you will no longer be able to access the promotional interest rate offer. Annual Fee: $120 ($50/Additional Card) Interest Rate: 19. 90 percent; RBC Classic Low Rate Visa. $29 if your balance exceeds your credit limit at any time during your monthly. ** As of September 2023 the RBC Cathay Pacific Visa Platinum product is no longer offered. 00 per Annual Period, ii) $1. Apply at an RBC Branch Find an RBC Branch. 99% and 8. Enjoy 0. 99%. This card also includes purchase security and extended warranty coverage. Students also earn cash back at a rate of 1 percent. S. $4 a month ($48 annually) for the primary card. 99%: $0: $50,000: BMO Cashback Mastercard: 20. In this review, we will discuss the earning potential, benefits,. You can find your credit limit on your account statement, or under account details in RBC Online Banking or the RBC Mobile app. 99% introductory interest rate for the first 10 months on cash advances and balance transfers ^ and no annual fee for the first year. Get 35,000 Welcome Points on approval and 20,000 bonus points when you spend $5,000 in your first 6 months 1. Additional Card: $50. Balance Transfer Promotional Rate Fee: Up to 3% of transaction amount. RBC Advantage Banking for students 4. WestJet RBC ® MasterCard ‡. Read our FAQs | Call 1-800-769-2511. Apply Online. 9% CAR; $79: Capital One Guaranteed Secured Mastercard: Guaranteed approval; 19. 99%. Low annual rate. Purchases: 11. 99% Cash advance: 11. By telephone at 1 800 769-2513; At your local branch; Information required to process. Call Toll-Free: 1-866-756-1107. This RBC low-rate Visa card charges only 4. Permanent low interest rate helps you save money when you carry a balance on your card from purchases or cash. Get $0 delivery fees for 3 months from DoorDash 8. Find a Branch; Call 1-800-769-2511; Email; EN. * Conditions apply 26. 99%. a. Limited time offer. While the card comes with a $30 annual fee, it makes up for it with access to free additional cards and unique coverage, known as Assur-payment. Honestly, I don’t see why you couldn’t qualify if you already have a card with them. Besides saving with a fixed low annual interest rate and low annual fee, your RBC Visa Classic Low Rate Option credit card comes with purchase security, extended warranty insurance* and more. Get a U. The low, fixed annual interest rate of 12. Link your RBC card with a Petro-Points membership and instantly save on fuel at Petro-Canada stations and earn 20% more Petro-Points. Purchase Rate: 20. RBC Visa Classic Low Rate Option – Best Low-interest Credit Card for Vehicle-Owners [Offer productType=“CreditCard” api_id=“5f3558577096af4588b011e1″] As the name implies, the RBC Visa Classic Low Rate Option is like the standard Visa card but with a flat 12. 99%. 3) Bill Payment: This is your limit for bills accepted through RBC Royal Bank ATMs, Online Banking, Mobile Banking and Telephone Banking services. You also have access to great insurance and gas perks with this card. “Up to $275 in value” represents the combined total value of the following promotional offers: (a) $100 when you open an Advantage Bank Account for students by October 31, 2023 Disclaimer 26, plus (b) x$75 worth of gift cards/certificates when you open a RBC ION+ Visa credit card account by October 31, 2023 Disclaimer 52, and (c) $100 when. I just got my new RBC Visa replacement card & was shocked to see it had no tap function on it. Additional Card: $0. Balance Transfer. 99% 47. 99%. RBC Staff VISA Gold Expense ; Business Credit Cards: RBC Visa Business ; RBC Visa Business Gold ; RBC Visa CreditLine for Small Business ; Business Cash Back Mastercard; Cards. 5 out of 5 stars. Second Card: $82. 90% purchase APR. Private banking clients will be able to. Apply by December 6, 2023. Get a U. Apply by November 27, 2023. The RBC RateAdvantage Visa has a simple value proposition: it lets you save money on interest rates and fees Purchase interest rates for this card are Prime + 4. The Capital One Low Rate Guaranteed Mastercard: Guaranteed approval; low interest rate; 14. RBC Business Credit Cards. The RBC Visa Classic has one of the lowest interest rates for both purchases and cash advances at 12. 95 (save $60/year) OR $0 for Seniors 65+ (save $143. You will earn (i) $2. † • Earn bonus RBC Rewards points when you book travel with Carlson Wagonlit Travel‡,£ • Earn bonus points when you rent a vehicle using your VisaBesides saving with a fixed low annual interest rate and low annual fee, your RBC Visa Classic Low Rate Option credit card comes with purchase security, extended warranty insurance* and more. 99% APR + Prime on all transactions, which is significantly lower than the average interest rates of Canadian credit cards. 5% Cash Back Credit) in Net Purchases. 60 per $100 of your account balance 6 (plus applicable taxes). Premium Cash Back credit card benefits. Visa‡ Classic Low Rate Option Credit Card Only Current Interest Rate (for purchases and cash advances) New Interest Rate3 (for purchases and cashGet 3% bonus cash back on eligible purchases on your card (max. Each time you use your Linked RBC Card that earns Avion points to pay for purchases at a Petro-Canada Location, you will earn a bonus of twenty percent (20%) more Avion points than you normally earn for every $1 in purchases in accordance with the Avion Rewards Terms and Conditions. 99%. RBC Royal Bank Credit Card Application. Limited time offer. Up to $500,000 CAD (in total contributions). , RBC Global Asset Management Inc. An Eligible Credit Card for a free DashPass subscription for 3 months means any one of the following cards: RBC Rewards+ Visa, Signature RBC Rewards Visa, RBC Visa Platinum, RBC Visa Cash Back, RBC Cash Back Mastercard, RBC Visa Classic Low Rate Option, RBC Visa Classic, RBC Student Visa Classic, RBC Visa Classic II Student, RBC Visa. “Up to $275 in value” represents the combined total value of the following promotional offers: (a) $100 when you open an Advantage Bank Account for students by October 31, 2023 Disclaimer 26, plus (b) x$75 worth of gift cards/certificates when you open a RBC ION+ Visa credit card account by October 31, 2023 Disclaimer 52, and (c) $100 when. 99%. * Your credits accumulate automatically so you don't have to keep track. For ages 13+. See BalanceProtector Max Details. 25 Avion points for every dollar you spend 2. 99% on purchases, cash advances, and balance transfers. 00 (1% Cash Back Credit) in Net Purchases you make. 11. Book an Appointment. Apply by March 14th, 2024. Skip to main content. At 12. Boost My RRSP Savings. Interest Rate: Annual Fee: Maximum Credit Limit: RBC Visa Platinum: 19. Enjoy a low interest rate of 12. Get a Quote. However, RBC ® Avion Visa Infinite Privilege‡ and RBC Avion Visa Infinite Privilege for Private Banking Accounts are not charged an Overlimit Fee. Card Details. Purchase security and extended warranty insurance **. You do, however, need an annual income of at least $15,000. Skip to main content. *. View Legal Disclaimers. Cash out your cash back credits any time you reach $25 - or let your balance add up throughout the year. open an eligible student bank account, and we'll give another $100 to a charity of your choice. RBC Visa Classic Low Rate Option – Best Low-interest Credit Card for Vehicle-Owners [Offer productType=“CreditCard” api_id=“5f3558577096af4588b011e1″] As the name implies, the RBC Visa Classic Low Rate Option is like the standard Visa card but with a flat 12. 00, and ii) $1. Not set up costs. RBC Avion Visa Platinum, or RBC Avion Visa Infinite Privilege credit card must be received by the date indicated on this page and must be approved by us. Annual Fee: $99. Pretty easy, eh? Sign up now. Balance Transfer. RBC Visa Classic Low Rate Option Card. 99% (though it can be as much as 20. Find the Right Account Enjoy Perks & Rewards Build Your Career Investments (EN). 99%. The only credit card in Canada that earns Asia Miles Receive offer in line with your tastes and accumulate Moi points with every purchase. This card is a standout because of its low interest rate and its low annual fee. RBC Credit Card Payments (Except US Visa Gold) RBC Royal Bank P. Avion Elite. S. 00 (2% Cash Back Credit) in Grocery Store Purchases you make, up to a maximum of $6,000 in Grocery Store Purchases and for a maximum Cash Back Reward of $120. This Agreement sets out the terms under which you may use your RBC Royal Bank Credit Card. With the RBC Visa Classic Low Rate Option Card, you can enjoy a 0. Day to Day Banking. The RBC Platinum Visa is a high credit limit card, offering a credit limit. 99%. You also benefit from a first-year annual fee waiver. 5% management fee per year on your investment balance. You can request a credit limit increase to your RBC Royal Bank credit card: By secure email - click on the 'You have messages' or 'Go to message centre' link at the top of your Online Banking Home page. 451407XXXXXX2184-2020May14-2020Jun15 - Free download as PDF File (. Besides the low rate, this card offers discounts per litre on fuel and extra Petro-Points at Petro-Canada locations. 99%, the RBC Visa Classic Low Rate Option charges 12. Annual Fee. View Legal Disclaimers. 2. Cashback: RBC Cash Back Preferred World Elite Mastercard. Get 35,000 Welcome Points on approval and 20,000 bonus points when you spend $5,000 in your first 6 months 1. No annual fee. A safe and secure way to pay for online, telephone or mail order purchases in the U. To join Avion Select, you need to be the age of majority and live in Canada. Conditions Apply. Rewards: 3% cash back on groceries, 1% on recurring bills and 0. An Overlimit Fee will be charged to your Account when your balance exceeds your credit limit at any time during your monthly statement period. This Card is Good for a Business Owner Who Wants: To earn Avion points at an accelerated rate on all their business purchases. Unlimited cash back on your spending 3. Stay connected with a complimentary Boingo Wi-Fi account 6. Youth & Student Banking. 00 (2% Cash Back Credit) in Grocery Store Purchases you make, up to a maximum of $6,000 in Grocery Store Purchases per Annual Period, (ii) $1. The promotional interest rate is applicable to balance transfers you make by calling 1-866-854-7530,. Additional Card: $0. If you want to earn cash back on your essentials, like groceries. View Account Details. 00 per Annual Period, ii) $1. Premium Cash Back credit card benefits. RBC Avion Visa Platinum, or RBC Avion Visa Infinite Privilege credit card must be received by the date indicated on this page and must be approved by us. 99%. Low annual rate. Visa Classic International. , Royal Trust Company or The. Only certain RBC credit cards earn Avion points. Use of a safety deposit box. The RBC Visa Classic Low Rate Option is a LOW_INTEREST_RATE for any REGULAR user. Transfer your credit card balance. 99% interest rate on purchases and cash advances; RBC Visa Platinum®. Enjoy 3,500 Avion welcome points upon approval – that’s a value of $25 in gift cards. Find a Branch. 00 (1% Cash Back Credit) in Grocery Store Purchases you make in excess of $6,000 per. Annual Fee:$0. Read our FAQs | Call 1-800-769-2511. Worldwide acceptance Insurance benefits A credit limit is the maximum amount available for you to make purchases and cash advances with your card. Get a statement credit on your first $250 of qualifying purchases, and 5% on the next $1,250 of qualifying purchases by Jul. Get a statement credit on your first $250 of qualifying purchases, and 5% on the next $1,250 of qualifying purchases by Jul. RBC Visa Classic Low Rate. Card Details. View Legal Disclaimers. 99%† on purchases and 13. Get up to 7,000 Avion points with the RBC ION+ Visa Card 52 - that's up to a $50 value in gift cards! Earn 3X Avion points for every $1 spent on groceries, food delivery. 9% CAR; Deposit: $75-$300; $59: RBC Visa Classic Low Rate Option: No specific credit score range; 12. 25 is charged for each debit over the monthly limit. 99% and 8. Besides saving with a fixed low annual interest rate and low annual fee, your RBC Visa Classic Low Rate Option credit card comes with purchase security, extended warranty insurance* and more. Standout Features: 12. , Royal Trust Company or The. Purchase Rate: 19. Annual Fee: $0. 00 cash back for every $100. Clients holding RBC personal and/or business credit cards will be able to conduct transactions to a maximum of your account’s credit limit or TT $51,000 in forex, whichever is less, per calendar month. The Visa Network also known as VIsaNet is a proprietary. Request an RBC Royal Bank credit card limit increase. Besides saving with a fixed low annual interest rate and low annual fee, your RBC Visa Classic Low Rate Option credit card comes with purchase security, extended warranty insurance* and more. the interest rate is either the same or higher than the advertised rate of your credit. Purchase Rate:. Enjoy unlimited deliveries with $0 delivery fees on orders of $15 or more when you pay with your eligible RBC credit card. COVID-19 – Read more on how RBC is helping youth and student clients. **Annual fee is charged monthly. Please allow up. NO MONTHLY FEE 28. Missed Payments to the Visa Classic Low Rate Option Credit Card Only. Cash Advance Rate:22. Cross-Border Banking. 99% on purchases and 27. $1. Enjoy unlimited deliveries with $0 delivery fees on orders of $15 or more when you pay with your eligible RBC credit card. Cardholders have the option to add on extra services and perks for an additional fee. You will earn (i) $2. However, be aware of their low rate of return on rewards cards and few benefits on credit cards with no annual fee. There are no blackout dates or advance booking restrictions, even during peak periods. 99% Cash advances: 22. 9 percent. So a couple thousand dollars has disappeared. Save with a fixed low interest rate on purchases and get a 0. of RBC Royal Bank® credit card cheques, certain bill payments and cash-like transactions are. Apply by December 6th, 2023. High Interest eSavings. 4. 99% on purchases and cash advances. 99% on cash. These interest rates are in effect on the date your credit card account is opened (whether or not your card is activated). The credit limit varies and can be $300 or higher. Pay interest-only while in school, and for up to 2 years after you've completed your studies at an accredited instituion. Build your credit history on a strong foundation. , Royal Trust Company or The. 99% introductory interest rate on cash advances and balance transfers for the first ten months. 95: $0 (save $143. Only the higher interest rate cards are blessed with that function. 1. 00 (0. Apply by December 6, 2023. Each time you use your Linked RBC Card that earns Avion points to pay for purchases at a Petro-Canada Location, you will earn a bonus of twenty percent (20%) more Avion points than you normally earn for every $1 in purchases in accordance with the Avion Rewards Terms and Conditions. $1. The no annual fee RBC Cash Back Mastercard lets you earn unlimited cash back credits on your purchases. check eligibility.